Some in the media would have us think that workers in the private sector have to pay for the LGPS while local gov workers reap the benefits.
The reality is that everyone pays for everyone else's pension. Companies with occupational pension provision for their employees include pension costs when pricing their goods and services. All taxpayers pay for the cost of inadequate pension saving through the tax and national insurance spent on increased take up of state benefits and demand on NHS and council care services.
Vote Yes in the ballot and save your pension rights!
http://lawatwork.blogspot.com/2011/10/message-from-dave-prentis-on-vote-yes.html
http://lawatwork.blogspot.com/2011/10/vote-yes-in-ballot_26.html
Life insurance is a contract between insurer and insurance policy holder, there the insurer guarantees payment to beneficiaries upon the insured's death.
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